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Buyer Presentation Template

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Buyer Presentation

Transcript: To get the home of your dreams for the best price! Chris Gizzi Carol Kemp Define the Price Define the Area Define the Amenities Ines Negrete Steve Ruiz Doug & Erin Harris Ed & Angie Wright Pay Market Value or Less Good Neighborhood Good Location Good Floor Plan Feels Like Home And one more thing... Thank you for your attention! The Process Transaction Coordinator Meet the Conclusion Our TEAM Goal is your Goal Understanding the Home Buying Process Creating a Buying Philosophy Moshelle Carlson is here How may I serve you?

Buyer Presentation

Transcript: HOME buying Guide ROOTED IN COMMUNITY Having lived and worked in Columbus my entire life, I understand what makes our community, and the people who call it home, so special. Not only that, but I have a vested interest in seeing this city thrive for and with all of the diverse groups of people that call it home. Because of that, I love to connect with, learn about, and serve all of the individuals that make up this group. That’s what it takes to truly be a local real estate expert. Not just expertise in negotiation and marketing, but a love and understanding of our community and the people who live here. That’s just one reason to choose me to stand by your side – and it’s the foundation of everything I do. B.A. in Organizational Leadership (2012) Ohio Christian University Men’s Ministry Leader International Christian Center Founder of Unified Solutions “People Building People” BENEFITS OF HAVING A REALTOR GETTING YOU IN THE DOOR STAYING ON TOP OF PAPERWORK We'll narrow down homes that fit what you're looking for & get you in the door! Looking at dozens of homes every week, I can help you identify potential problems within a home. HANDLING CHALLENGING CONVERSATIONS Contracts? Contingencies? Addendums? Buying a home can involve a lot of documents . I have experience navigating through real estate contracts making sure nothing is overlooked, and that you understand what a paper means before ever signing on the dotted line. When repairs or changes in price need to made, I will be your guide and negotiate on your behalf. NEIGHBORHOOD EXPERT Working daily in neighborhoods with inspectors, contractors, and negotiating with sellers, I have the market knowledge needed to get the best results from your purchase. Understanding the local real estate market goes a long way when it comes time to make an offer on a house. ON YOUR SIDE I will always represent your best interests. With a pulse on the local market and a sound understanding of how various amenities effect the value of a home, I'll make sure we submit a competitive offer on the right house for you. PROBLEM SOLVER FREE I will protect all of your interests and take on any issues that may arise throughout the entire process. Hopefully making home buying a fun and stress-free process. The seller typically pays the commission for both the seller’s agent and the buyer’s agent. Home Buying Process The first step in helping you buy a home, is understanding what you're looking for, when you're planning to move, and what your non-negotiables are. Pairing this information with my knowledge of the market will help me quickly and efficiently find properties that fit what you're looking for. Prepare Your FINANCES GET PRE-APPROVED Being pre-approved, unlike being pre-qualified, means you've actually been approved by a lender for a specific loan amount. You will need to provide documented financial information (income, statements, assets, debt & credit reports etc.) to be reviewed & verified by the lender. Review your credit report for accuracy Limit number of credit checks Keep low balances on credit cards & revolving credit Pay down revolving accounts to 30% or lower Don't make any major purchases on credit No NSF in the last 12 months Pay your bills on time Don't close any accounts Keep a separate checking & savings account Manage credit cards responsibly Don't change jobs Be current on student loans & child support Credit Score Credit History Debt to Income Ratio Employment Down Payment QUALIFYING FACTORS Always check with your lender before doing anything that might impact your income, assets, liabilities, or credit. What you'll need... Most recent pay stubs 3 year's tax returns & W2's 3 most recent checking & saving statements Last quarterly investment statements Legible, blown up copies of your driver's license(s) Your Expected Costs Earnest Money $500-$1,000 Inspection $300 Appraisal $400-$500 Homeowner Insurance (varies) MAKING AN OFFER Once you find the property you want, we will write up a purchase agreement. Much of the agreement is standard, but there are still a few areas we can negotiate. 1. Price 2.Move-in Date 3. Additional Property Being flexible on possession date, can make the seller more apt to choose your offer over others. Often, the seller plans on leaving major appliances in the home; however, which items stay or go is often a matter of negotiation What you offer on a property depends on multiple factors: -Condition of property -Time on market -Buyer activity The seller can: Typically, the seller will counteroffer. In these cases, my experience and negotiating skills become powerful in representing your best interest. -Accept the offer -Reject the offer -Counteroffer Preparing For CLOSING What you need Social security numbers Photo IDs Insurance binder & paid receipt Certified check for closing costs & down payment Let's Connect 614.207.2342 Darrell.Hunter@KW.COM @TheColumbusHouseHunter TheColumbusHouseHunter HTTPS://thecolumbushousehunter.kw.com

Buyer Presentation

Transcript: Megan De Young Sioux City Iowa Licensed in Iowa Each office is Independently Owned and Operated. I am a young and energetic professional who feels that my individual skills compliment my service. My business experience has given me the tools to excel in the process of matching buyers with their dream property. I recognize that each client has different motives and deserves individualized service. Winning Combination! Winning Combination Megan De Young Keller Williams Siouxland direct: 712-541-4766 office: 712-226-1900 103 Virginia Street Suite 100 Sioux City IA Licensed in IA. my Dedication My Dedication to You..... A strong desire to grow both personally and professionally keeps me on the cutting edge. Whether in the classroom or on my own time I am always putting myself in a position to learn. Keller Williams is a leader in the nation in part due to our full time in-house training department. I attend a training course nearly every Tuessday to keep up and stay educated. Also, I complete the Iowa Real Estate Commission required continuing education and the National Association of Realtors required Exam as well as continuing education classes. In addition to my commitment to education, I take pride in being involved in the community and in the real estate industry. This involvement keeps me in touch with community changes and growth, market trends, and financing requirements. I am also an active member of the following affiliations: National Association of Realtors Northwest Iowa Assocation of Realtors The National Association of Realtors is the world’s largest professional association. REALTORS ® are pledged to a strict Code of Ethics and Standards of Practice. Commincation Communication Your needs always come first. As a client of mine, you will always have your messages returned in a timely manner, you will have my full attention when we are working together and you'll always be kept in the loop. We will provide the service we agree to and communicate in the ways that work for you. I am a professional that will give you respect, produce results, and provide impeccable service Services Services I recognize that you are busy with your everyday life. I also recognize that buying and selling property isn’t something you do everyday. As a REALTOR ®, I aim to make your transaction as smooth and easy as it can be for you. As part of my services, I will: √ Make the most efficient use of your time √ LISTEN to your needs √ Make efficient use of email and the internet √ Explain all paperwork and agreements in detail √ Negotiate for you, representing your best interest at all times √ Help you find a reputable and professional Mortgage Lender √ Keep you posted on the progress at each specific stage √ Make sure you have the right paperwork, remind you of important dates and help you satisfy and/or track progress of all contract contingencies √ Finalize all documents with you at the closing table √ Be your source for real estate information in ANY location The Nuts and bolts How it works In helping you buy a home or investment I will interview you thoroughly to ensure I know exactly what, when and why you are planning to purchase. Once I am armed with this information, my knowledge of the market and of the art of the deal will allow me to quickly and efficiently locate the property you desire. To help you find and buy your home, I will develop a home search plan specific to your needs; every situation is unique and deserves to be treated as such. Also, as part of my efforts to find your home, I will employ my buyer-service plan to ensure you are well informed throughout the process and that the transaction is as hassle-free as it can be. After you decide to use me as your Buyers Agent, and once I fully understand your needs and priorities, we can work together to tailor a home search plan to accomplish your goals. 1 Selecting Agent Step 1 Choose ME! 2 Pre Approved Step 2 In today’s home-buying environment, a mortgage pre-approval is not only essential; it is also incredibly easy to obtain – whether online, over the phone or in-person. A mortgage pre-approval lets you know exactly what you can afford to buy. It also demonstrates to a seller that you are a willing and able buyer. And it gives you a head start in getting an actual loan commitment. Learn more about pre-approvals by visiting with one of our preferred lenders online or in person. 3 Home Search Step 3 Creating a Wish List — Almost every home purchase involves some degree of compromise, which is why it is important to prioritize your wants and needs before you begin your search. There are many variables to think about depending on your prioritize your wants and needs before you begin your search. There are many variables to think about depending on your lifestyle, budget and future plans, but some universal considerations include: • Location - Consider the factors that are important to you, such as schools; transportation; and neighborhood amenities like 4 Home

TEMPLATE Buyer Presentation

Transcript: Buying a Home Understanding the Home Buying Process Understanding the Market Understanding the Market 01. Consultant Vs. Salesperson 02. Buyer's Market Vs. Seller Market 03. Average List to Sell Price Consultant Vs Salesperson Salesperson- A person who sells goods Consultant- A person who gives professional or expert advice. 100% of my clients choose Buyer Agency. I work with tons of buyers and regularly caravan our company's newest listings so I typically see over 100 homes per month. I use this market knowledge to help you! As your buyer's agent, I am able to advise you, instead of simply assisting you. Understanding the Market 01. Consultant Vs. Salesperson 02. Buyer's Market Vs. Seller Market 03. Average List to Sell Price Buyers Market Vs. Sellers Market 1-3 months of inventory= Sellers Market 4-6 months of inventory= Neutral Market 6+ months of inventory= Buyers Market Current Inventory 2 1/2-3 Months Understanding the Market 01. Consultant Vs. Salesperson 02. Buyer's Market Vs. Seller Market 03. Average List to Sell Price Average List to Sale Price Average List price to sales price ratio is 97-98%. When inventory is DOWN demand goes UP. When demand goes UP prices go UP. Financing Financing GETTING PRE-APPROVED WHY YOU GET PRE-APPROVED FIRST WHY YOU GET PRE-APPROVED FIRST Makes you like a cash buyer GIVES YOU LEAVERGE in multiple offer GIVES YOU CONFIDENCE you can buy the home you fall in love with Downpayment is a percentage based on the type of loan PRE-PAIDS Pre-Paids are a portion of the taxes and insurance to be collected at closing and held in Escrow CLOSING COSTS Closing with a mortgage will cost from 3-5% of the total sales price. *There are 100% financing options available in our area. *Closing costs are different than your down payment. *We can ask the seller to contribute toward your closing costs. Downpayment is a percentage based on the type of loan Inspection & Appraisal and sometimes Termite WIR are the only fees paid outside of closing. How do I get paid? How do I get paid? My commission is paid by Seller. It's a no brainer to have a buyer's agent working for you! SHOPPING FOR A HOME Shopping for your home How do I search? How do I search? E-Alerts & My App E-Alerts & My App E-Alerts are custom search set up for you directly from the MLS My App allows you to create your own searches Info is updated hourly WHY NOT Zillow or Trulia? I don't want you to fall in love with a home that is already off the market. Zestimates are not accurate representations of value. For Sale By Owner For Sale By Owner What do you do ? CALL ME FIRST CALL ME FIRST Someone has to take care of the contract and paperwork. If you call me first the seller will pay me to do it. Can I get it cheaper? Can I get it cheaper? Average buyer commission is 2.5-3% PAID BY THE SELLER Attorneys charge by the hour PAID BY YOU Finding you the perfect property Finding you the perfect property Set up a search based on your criteria. Set up showings Narrow down to approx 6 properties Find your dream home MAKE AN OFFER THE PROCESS THE CONTRACT TO CLOSE JAN CLOSING Earnest Money Final Walk Through Clear to Close Appraisal is ordered by lender OFFER Home Inspection CLOSING Final Walk Through Insurance & Internet Final Walk Through Final Underwriting Inspection Addendum The Contract The Contract Being familiar with the contract will help us to submit an offer quickly when you find the property you LOVE!!

Buyer Presentation

Transcript: First Time Home Buyers Presented by, Alyssa Hillegass Contact Why Buy with me? The Home Buying Process Reviewing your Wants, Needs, and Objectives A few Key Factors to think of when choosing the right area What area? -How far commute time to work do you want to travel? -Is there a certain school district you would like to be near? -How close are you to gas stations, stores, entertainment? Home Features: What style home, square footage, how many bedrooms/bathrooms, fenced yard, garage, size lot, age of home? Home Features? Consider all of these factors. Determine your wants vs. needs Have you arranged financing? Financing? - Do you have money saved for a downpayment? - Have you been pre-qualified or pre-approved? - What monthly payment do you feel comfortable with? -Do you need help coming up with a plan or need any tips? Topic https://vimeo.com/575369481 * All of these qualities are essential for choosing a realtor to help you find your home. - I will focus on what it is you want within your price range, features, help you find a lender and many other services you may need - Quick and very responsive, I make my clients a priority!! - I have access to many tools and systems used for the search Contact me to get started! Topic Alyssa Hillegass REALTOR, Century 21 New Millennium Licensed in VA Phone: 540-706-4566 Email: alyssa.hillegass@c21nm.com Any Questions? Let's find your dream home!

Buyer Presentation

Transcript: Our Team Buyer Process Loan Process Our Trusted Lenders & Inspectors Finding a Home Look at Properties Our Team will help you understand and learn the market through showing you homes, market statistics, and previewing homes to save you time and money! Writing a Contract -determine value -submit offer online -negotiate terms acceptable to all parties -offer accepted! -submit earnest money within 4 days -work with lender to get all documents needed for loan approval Inspection Attend Inspection with Brian Wilcox or Inspector of your choice to: -determine if home is in good shape and if you wish to move forward with the purchase of the home -determine any items you wish to ask seller to repair/or replace and submit in writing request by Inspection Objection Deadline. -We recommend keeping this list to the most important items to increase your chances of seller agreeing-negotiate with seller on inspection items/repairs and complete negotiations by Inspection Resolution deadline. Appraisal Deadline -Lender will order appraisal and typically charge you out-of-pocket. -If property does not appraise at agreed purchase price, re-negotiate with seller. -If seller does not agree, determine if you are willing to pay those additional funds through another loan or putting more money down. -If no agreement is made, Buyer can terminate contract. Closing -if we made it through inspection, appraisal, and loan conditions, we are going to close! Congratulations! -you will bring your drivers license and a cashier's check for the money due at closing which will be provided by your lender and the title company. -An hour of signing a large stack of papers (not the most exciting portion) and then "Cheers!" You will be handed keys and garage remotes, and you are a new HOMEOWNER! The City & Mountains Group Buyer Presentation

Buyer Presentation

Transcript: Home Inspections are a tool for gaining an overview on the conditions of the house. While useful in negotiations, it is not a 'to-do' list for the Seller. We have to pick and chose what's important in order to not, "Step over dollars to pick up nickels." We will negotiate for the best deal that ensures a WIN-WIN for everyone. THANK YOU! Getting pre-qualified before beginning the home search helps to know how much you can comfortably spend and which price range to search. Being pre-qualified or pre-approved will provide Leverage when making offers and gives you Confidence in your purchasing power. Know the Local Market Seller nearly always pays the Buyer Agents commission. Before going to a 'For Sale By Owner,' ALWAYS have us talk to them first. We are a team of agents with Barbara Adamson as the team's leader. Each agent and staff member does what they do on this team of yours because nothing is more important to them than getting you into your new home and making your dreams happen. We do this by breaking apart the process between agents and always communicating with each other- and YOU. No one on this team is alone and if any help is needed...it's there immediately. What we do is take your need and make it reality in the smoothest possible way by working together from beginning to end. DO Do's and Don'ts of the Loan Process Jason Reeves New American Funding jason.reeves@nafinc.com 770-316-5664 Adamson & Associates FREE Buyers Agent: Preferred Lenders Your Agent Team Out of Pocket Expenses before Closing Home Inspections We're Buying a Home! Understanding the Home Buying process Keep accounts current Contact agent and lender when questions arise Make all payment early or on due date Get Pre-Qualified Your Team Buying your New Home Kathy Zimniak Neighborhood Loans kathy@nloas.net 678-478-4637 nloans.net/kathy Buyers Home Inspection: $300-400 Property Appraisals: $400-500 Earnest Money: $500-1000 Earnest money is then applies to the down payment at Closing DON'T Travis Wilson Fairway Mortgage travis@travisbwilson.com 678-827-7371 travisbwilson.com Alter your credit Quit your job or change jobs Allow credit inquries besides lender Apply for credit Change bank accounts Deposit undocumented funds Co-sign for anyone Purchase or attempt to purchase on credit Charge abnormal amounts to credit cards Send in late payments Exceed time limit on paperwork submission to lender

Buyer Presentation Template - Nov 2021

Transcript: Transforming Supplier Management Simple, Smart, and Secure Start Your TYS Journey Your Journey Begins - Why are you interested in Trust Your Supplier? - Supplier entities count v Tier 1 or 2 - Supplier category - IT, Telecoms, etc. - Location of Suppliers - Location of Procurement teams - ERP applications - Risk and compliance partnerships Why TYS? Centralized tools and partnerships for compliance & supplier data management About Trust Your Supplier Streamline Supplier on-boarding, risk and compliance monitoring, audit and life cycle management Suppliers Discover and Qualify Suppliers Discover Filter by product codes, location or diversity status Discover Discover trusted suppliers through our gated network Cross-Industry Standardizations Standardize Optimize and accelerate onboarding, eliminating manual and repetitive tasks Standardize Maintain Automated workflows & integrated partnerships to mitigate risk and compliance throughout your supplier relationship Maintain Centralized Planning & Oversight Compliance & Risk Risk Categories Authoritative third-party data, continuous monitoring Data Mgmt. Anti-Bribery & Corruption Anti- Bribery & Corruption Compliance management and data analytics World Check – 1st level due diligence screening Enhanced due diligence – background checks on entities and individuals Identify and prevent emerging risks Sustainability Sustain- ability Environmental, Social & Corporate Responsibility Actionable insights into environmental, social and ethical risks. Eliminate the cost of failed bank-to-bank payments and expensive remediation Banking Banking Up to 1 in 8 payments contain incorrect payment information IBANs for all countries and territories that have adopted the IBAN Domestic account numbers for almost 200 countries. According to 2020 State of the Internet / Security: 2020 CyberSecurity Cyber- Security there was a 208% increase in cyber crime! Lack of cyber maturity leads to high impact breaches, financial loss, reputational damage, loss of intellectual property, and non-compliance fines Only a small % of companies monitor the risk of all the vendors Timely, meaningful and reliable disclosures about a company's financial performance Financial Health Financial Health Forward looking & actionable insights... Identify credit worthiness Continuous life cycle monitoring Providing diversity status to help enrich your supplier base with innovative, peripheral vendors. Diversity Diversity Research has found that diversifying your team can boost productivity by 35% Self-certification & NGO Validation Regulatory Reporting Lifecycle Management Life Cycle Automated approval generation Continuous third-party monitoring Workflow generated certification approvals Supplier entity management Integration platforms Visualization tools Management Master data notifications Augmented, Efficient & Transparent Augmented, Efficient and Transparent One platform, continuous monitoring and improved insights – lets lose the swivel seat Blockchain & Data Security Blockchain & Data Security Value Proposition Value Proposition Supplier Discovery Compliance & Risk Validation Life Cycle Monitoring Automated Workflows Seamless Integration Blockchain & Data Security Streamlined Customization Standardization Effective Change Management Increased happiness Centralized Document Management Visualization Enablement Collaborative & Agile www.TrustYourSupplier.com Continue the conversation... Explore the possibilities... i info@TrustYourSupplier.com

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